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the mandatory annual mortgage insurance rate of 1.35 percent of the loan balance will be cut to 0.85 percent. For FHA-insured loans with more than a 5 percent down payment, the previous 1.30 percent.
What are the benefits of getting an FHA loan versus a FNMA Conventional loan for a purchase? I believe both offer low down payment options, so why would a lender suggest one over the other? Thanks for.
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