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Mortgage Delinquencies Reach 6-Year Low, Near Normal Levels – Finance Post The serious mortgage delinquency rate, or those that are 60 days or more past due, decreased to 1.86% in the fourth quarter of 2017, according to the report. "mortgage delinquency rates for Q4 2017 continued to decline, reaching their lowest levels since the recession," said Joe Mellman, transunion senior vice president and mortgage business leader.