EARNEST MONEY, WHAT IS THAT? – Mortgage Communications Spot – Florida Mortgages, Tampa Bay, Loans for First Time Buyers, FHA, VA and Refinance

Foundation Mortgage is a local, direct lender assisting clients with their FHA mortgage needs in Florida since 1998. Tampa is one of the most complex mortgage financing markets in the country. Foundation Mortgage is comfortable lending money in Tampa.

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The meaning of earnest money is in the name, it is a deposit of good faith on a home loan from buyer to seller. Earnest money deposits will often set your offer apart from other applicants. Earnest money is different from a down payment and often a lot less.

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2018 will bring many changes to Hillsborough, Pinellas & Pasco County mortgage loan programs for first-time buyers. FHA Home Loans: First-time home buyers are likely to wonder about the kind of credit requirements are needed for an FHA mortgage. The Federal Housing Administration, or FHA, requires a credit score of at least 500 to buy a home with an FHA loan.

The Marimark Mortgage Newsletter will keep you informed with important events in the mortgage industry that could impact your finances.. We especially focus on ways to save money on your current and future mortgages. And, we continually share the information we share with our clients, because we believe informed consumers are the best consumers.

Use this Florida Mortgage Closing Cost Calculator to estimate your monthly mortgage payment, including taxes, insurance and PMI. Enter your Home Price and Down Payment in the fields below. In seconds, our Florida Mortgage Closing Cost Calculator will have an estimate of your monthly payment and closing costs.

Why Getting a Mortgage Before You Go House Hunting is the Right Thing to Do – Mortgage Communications Spot – Florida Mortgages, Tampa Bay, Loans for First Time Buyers, FHA, VA and Refinance