15 Million Americans Could Face This Major Mortgage Hurdle » Mortgage Masters Group

It’s a fun game, isn’t it? Imagining you have won a million dollar windfall and trying to figure out what you would do with it. Or, a different scenario: you work your butt off for 40 years, saving and investing wisely, and eventually get to a net worth of a million dollars.


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Homeowners applying for a reverse mortgage will soon have to clear a new hurdle. In the spring, all borrowers will have to prove that they can handle the ongoing costs of the loan. Homeowners who.

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Follow-on claims from investors will “face a challenging hurdle” because. overwhelmed the $15 million it made in fees. The firm said it provided “extensive disclosure” to IKB and ACA about the risk.

Getting a mortgage as a self-employed individual is more difficult — but not impossible. It is estimated that some 15 million Americans (about 10.1% of the workforce) were self-employed in 2015, according to the U.S. Bureau of Labor Statistics, and lenders often make things very difficult for those folks.